Talk to an Expert
Review Life Insurance Health Class Guidelines for Common Health Impairments
As you apply for life insurance, you will be asked to
IntelliQuote gives you the ability to compare life insurance policies and life insurance rates. Your underwriting class will be based on your current health, medical history, and additional underwriting information. Depending on the nature, severity, and treatment of your impairment, higher class rates may apply.*
Choose the Life Insurance Health Impairment table below that best applies to you. IntelliQuote does provide life insurance for smokers and nicotine users. However, smoking can have a direct impact on determining your health class and your resulting life insurance rates.
Calculate Your Health Class
Try our Health Class Estimator so that we can determine your proper underwriting
class. Your final rates may vary based on additional information gathered during
the underwriting process.
Contact UsIf you have questions, please Contact Us toll-free at 1-800-543-3467. An IntelliQuote insurance agent can provide you with additional information and support to help you determine your health class.
For assistance call 1-800-963-6405 (Toll Free) 7:30 a.m. to 5:30 p.m. Monday through Thursday and 7:30 a.m. to 4:30 p.m. Friday Pacific time.
Copyright © 1997-2013 - IntelliQuote Insurance Services - All rights reserved.
5170 Golden Foothill Parkway, El Dorado Hills, CA 95762.